Pop Quizzes for Gen Y Personal Finance

by bill.muhlenfeld on March 10, 2010

Exercise Your Money Gears on Plentii

Exercise Your Money Gears on Plentii

What’s a frequent flier mile worth?   The true interest rate on a Payday loan?  Another name for the Madoff swindle?

Over at Plentii you can sign in and take 5 question “personal finance” quizzes to add some heft to  your PQ, your Plentii Quotient.

Earn. Spend.  Save.  Smarter.   That’s the Plentii way.

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Identity Theft Highest Among Young Adults

by bill.muhlenfeld on March 9, 2010

Now, How Did That Happen?

Now, How Did That Happen?

Even Superman can have his identity stolen.

There was Episode 36 of the old TV Superman series called “The Face and the Voice (1953),” where an evildoer captures Superman’s identity, though not his super-powers.  No, that crook wasn’t very smart, or very successful, but even Superman had to scramble to defeat him. In the 21st century, where technology has magnified the risk of identity theft, your name and your digits need to be under careful and permanent lockdown.   And guess which age group, according to the Federal Trade Commission, has the highest incidence of i.d. theft?  Yes, the new digerati, those 18-29 years old.   Behind their high affinity for technology and the dangers of  unwittingly sharing critical personal data, there is also a bit of purposeful ignorance around the possibility of theft.  It always happens to someone else, doesn’t it?

There is probably no greater hassle than trying to re-capture a stolen identity.  It can take years.

Why identity theft?  The money-making ideas are only limited by your imagination:

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DINK: Double Income No Kids–A Money Lesson for Gen Y

by bill.muhlenfeld on March 5, 2010

I'm Good...But I'm Expensive

I'm Good...But I'm Expensive

X2. There it is.

Sometimes a formula is so simple that even a round of calculus can’t add to its meaning. DINK is a way to double your income overnight…if you dare. You see, DINK comes with a hitch, or maybe a bunch of hitches. It all starts with getting “hitched.”

Double Income-No Kids. Yes, it is that simple. All you have to do to is marry or live with a significant other to increase your household income exponentially overnight. You make $50K, your spouse or partner makes $75K. Bingo! $125,000 a year, just like that. Yes, two can live more cheaply than one, but three…or four? That’s where things get tricky.

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Creative Resumes for College Students

by bill.muhlenfeld on March 4, 2010

Plentii gives you a glimpse at fun and creative ways new grads are churning out resumes.  No 8 1/2 x 11  for Gen Y!  There is a side-dish of “world good” as well in this vid as well.   For more on creative resumes you can start here.

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“Earn” Just Add the “L” at Plentii

by bill.muhlenfeld on March 3, 2010

Talkin' the Talk

Talkin' the Talk

Google “earn,” and before you can blink you will have 122 million possible links, or about the same number of  Tetris games sold since 1984.  If you spend one minute per link, it will take you 232 eye-boggling years to complete your searches, with not even an extra minute for a smoothie or a bathroom break.
Now, search Plentii under “earn,” and you have 5 categories, each with essential advice and expert  knowledge to help you make sense of your financial “in-box.”  Each offers the power and potential to convert your talent and education to ready cash, excellent lifestyle choices and lasting prosperity.  You won’t need to stay for 200 years, or even 200 minutes, but for every minute you do stay, you will find authentic, radical presorts of what it means to earn, who is doing the earning, where it’s being done, why you need to pay attention and how you can benefit.

(L)earn to Earn on Plentii:

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Gen Y: The Lost Generation?

by bill.muhlenfeld on March 1, 2010

Another great vid from plentii.     This one talks about a Business Week article which spells long-term financial doom and gloom for Gen Y.   Is Gen Y on the permanent financial skids?

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Is That All There Is?

Is That All There Is?

“Death is Nature’s expert advice to get plenty of Life.” ~ Goethe

The land of plentii is a state-of-mind, not a place. It is not filled with coffers of gold, $80,000 sport cars, designer handbags or fabulous penthouses. It is definitely not found in the greedy rubble of Wall Street, or in the pockets of swindlers and crooks. The land of plentii is a way of self reliance, abundance and prosperity…and a way to manage your lifestyle.

Yes, but what are these things we call abundance and prosperity?

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Plentii of Financial Vocab for College Students

by bill.muhlenfeld on February 25, 2010

Plentii has a regular, fun financial vocab show with The Resident.   Here is an example of her work.  Send the plentii link to your offspring.

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Money and Lifestyle: A Lesson for College Students

by bill.muhlenfeld on February 24, 2010

Time Can Only Be Spent

Time Can Only Be Spent

“I’m living my life, not buying a lifestyle.” ~ B. Kruger, Artist

One of the things I realized early on while braining things up with our great team at Plentii is that we are not really just about smart money and personal finance. We are also very focused on the choices one makes about earning, spending and saving; and how those choices create your lifestyle and your very own version of prosperity. No, you really can’t ignore the importance of money in your life; but you can influence its impacts by your attitude and decisions.

A friend recently sent me this as part of a “good luck” chain letter:

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College and Credit Cards: The Squeeze is Over on Plentii

by bill.muhlenfeld on February 22, 2010

The “Always Money Show”  on Plentii has this great vid on the ramifications of the new credit card act, effective today.   Check out Rachel Solomon’s take on how it affects college kids.

LOTS more to see on the financial and money site for Gen Y at plentii.com.

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